Phase 25: templates as stack folders (0.31.0)

Templates are now stack-shaped folders (compose.yaml + .env.example +
template.json) instead of DB rows + manifest.json + {{VAR}} rendering.
Pull copies the folder into a new stack; custom templates persist under
DATA_DIR/templates. Adds POST /api/templates/from-stack and a one-time
startup migration for pre-0.31 DB templates (drops the template table).

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

frontend/package.json

@@ -1,7 +1,7 @@
 {
   "name": "stackpilot-frontend",
   "private": true,
-  "version": "0.30.0",
+  "version": "0.31.0",
   "type": "module",
   "scripts": {
     "dev": "vite",